1. Definitions

"PasteAZA", "we", "our", "us" means PASTEAZA DIGITAL SOLUTIONS.

"User" means any individual using our app or website.

"Business User" means any company, merchant, organization, or developer using our dashboard or APIs.

"Service" refers to all payment, collections, disbursement, identity, and wallet tools provided by PasteAZA.

"Wallet" means a digital balance used for transactions on PasteAZA.

2. Eligibility

You must:

• • Be at least 18 years old
• • Provide accurate information
• • Not be suspended by PasteAZA
• • Not use PasteAZA for illegal or harmful activities

Business users must provide:

• • Valid business registration
• • KYC documentation
• • A verified business email

3. Using PasteAZA

PasteAZA provides:

For Individuals

• • Peer-to-peer payments
• • Keyboard payment tool
• • Wallet services
• • Gift card and utility purchases

For Businesses

• • Collections via virtual accounts, USDT, and payment links
• • Disbursements and bulk payouts
• • API access via developer credentials
• • Dashboard and reporting tools

You agree to use these Services only for lawful purposes.

4. Account Verification

We may require identity verification for individuals and KYC verification for businesses.

You agree to provide accurate information and authorize us to verify it through third-party providers.

Failure to complete verification may result in account restrictions.

5. Wallet & Transactions

Your wallet balance represents funds you have deposited to use our services.

Wallet funds are not bank deposits, do not earn interest, and are stored securely with licensed partners.

All transactions are logged and visible in your dashboard.

6. Fees & Pricing

Fees will be clearly displayed before you complete any transaction.

Examples:

• • Collections: 0.75%
• • Disbursements: ₦30 flat

Pricing may change; we will notify you if rates are updated.

7. Refund Policy

Refunds are only provided if:

• • A transaction failed due to a system error
• • Duplicate charges occur

No refunds for:

• • Wrong payment details entered by you
• • Voluntary or mistaken transfers
• • Successful transactions you now wish to reverse

8. API Usage (For Businesses)

By accessing our APIs, you agree to:

• • Keep your API keys confidential
• • Not exceed rate limits
• • Use the API for legitimate business purposes
• • Not abuse, modify, or reverse engineer the API
• • Not share credentials publicly

PasteAZA may revoke API access if abuse is detected.

9. Prohibited Activities

You may NOT use PasteAZA for:

• • Money laundering
• • Fraudulent transactions
• • Illegal trading
• • Terrorism financing
• • Unauthorized scraping or tampering
• • Cryptocurrency scams
• • Spam or abusive behavior

Violation may result in account suspension and reporting to authorities.

10. Data Privacy

We collect and process data according to the Nigeria Data Protection Regulation (NDPR).

We never sell your data.

We only share data with verification and financial partners essential to delivering our Services.

View our full Privacy Policy for details.

11. Service Availability

PasteAZA strives for high uptime, but we do not guarantee:

• • Uninterrupted access
• • No delays
• • No errors

We are not responsible for failures caused by:

• • Banks
• • Network providers
• • Blockchain congestion
• • Internet outages
• • External partners

12. Limitation of Liability

PasteAZA is not liable for:

• • Loss of profits
• • Loss of data
• • Downtime
• • Delays
• • User mistakes
• • Unauthorized access caused by weak passwords

Our maximum liability is limited to the amount you paid us in the last 3 months.

13. Suspension & Termination

We may suspend or close your account if:

• • You violate these Terms
• • You engage in suspicious activity
• • Your business fails KYC
• • Requested documents are not provided

You may close your account anytime unless under investigation.

14. Changes to Terms

We may update these Terms at any time.

We will notify you of major changes via:

• • Email
• • Dashboard alerts
• • Website notice

Continued use means you accept the new Terms.

15. Contact Information

For questions or complaints:

admin@oyapasteaza.com

help@oyapasteaza.com

Business inquiries:

admin@oyapasteaza.com